Gross to Net Salary Conversion Table 2026 | Taliro.gr

Updated: December 10, 2025

The most common employee question: “With €1,500 gross, how much net will I receive?” With the new 2026 tax brackets, the ratios have improved. This table provides quick answers for the most common gross salary amounts.

For a customized calculation with your specific parameters (e.g., different number of children, age, 5G scheme), use our interactive calculator.

General Conversion Table 2026

Assumptions: 0 children, age 31+, 14 salaries, no 5G scheme

This table shows conversions for the average employee without children and over 30 years old.

Note: As salary increases, the net percentage decreases due to progressive tax brackets. At €880 (minimum wage) you receive 84.8% net, while at €4,000 only 64.8%.

Table for Families with 1 Child

Assumptions: 1 child, age 31+, 14 salaries, no 5G scheme

Families with children receive more net pay due to tax credits and reduced rates.

Benefit: With 1 child you receive approximately €8-€31 extra net monthly (€112-€434 annually).

Table for Families with 2 Children

Assumptions: 2 children, age 31+, 14 salaries, no 5G scheme

Families with 2 children have even greater tax benefits due to the special 16% bracket (vs 20%) for income €10,000-€20,000.

Significant benefit: With 2 children you receive €8-€114 extra net monthly (€112-€1,596 annually). The benefit increases with income!

Age Bracket Comparison

Assumptions: 0 children, 14 salaries, no 5G scheme

The 2026 tax system provides significant relief for young workers.

Maximum benefit for youth: With €2,500 gross, an employee ≤25 years receives €2,188 net (+€398 vs 31+), thanks to the zero tax rate (0%) on the first two income brackets.

Practical Examples

Example 1: Typical salary €1,500

With 0 children (31+): €1,500 gross → €1,165 net (77.7%) With 1 child: €1,500 gross → €1,173 net (+€8/month) With 2 children: €1,500 gross → €1,189 net (+€24/month)

Example 2: Good salary €2,000

With 0 children (31+): €2,000 gross → €1,482 net (74.1%) With 1 child: €2,000 gross → €1,490 net (+€8/month) With 2 children: €2,000 gross → €1,530 net (+€48/month)

Example 3: Young person on minimum wage

€880 gross (Minimum Wage):

• If you are ≤25 years: €754 net (85.7%)
• If you are 26-30 years: €746 net (84.8%)
• If you are 31+ years: €746 net (84.8%)

Useful Information

Quick Calculation Rule

For quick estimates without a calculator (0 children, 31+):

• €800-€1,200: 80-82% net
• €1,200-€2,000: 75-79% net
• €2,000-€3,000: 69-74% net
• €3,000+: 65-69% net

Factors Affecting Net Pay

1. Number of children: Increase net pay through tax credits
2. Age: Youth ≤30 years receive more net pay
3. Number of salaries: 14 salaries (typical) vs 12 salaries
4. 5G scheme: 50% tax benefit for returnees from abroad

When These Tables Apply

✅ Valid for:

• Employees with dependent employment
• 14-salary system (typical)
• EFKA contributions 13.37%
• 2026 tax rates

❌ NOT valid for:

• Self-employed professionals
• Employees with 5G scheme
• 12-salary system
• Income outside EFKA limits

Specialized Calculation

For precise calculation with your specific parameters, use:

• Gross to Net Calculator - Calculate net from your gross salary
• Net to Gross Calculator - Find required gross for a specific net target

The calculators support: age, children, 5G scheme, 12/14 salaries, and provide full breakdown.

Key Takeaways

✅ With minimum wage (€880) you receive 84.8% net - with higher salaries the percentage decreases

✅ 2 children can add €8-€114/month extra net depending on income

✅ Youth ≤25 years receive up to €398/month more net than older workers

✅ The new 2026 brackets provide more net pay compared to 2025 for all categories

For more information about the 2026 tax changes, read the complete guide to 2026 income taxation.

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Calculations are based on 2026 tax brackets. For customized calculation, use our interactive calculators.